BNDX vs SHM

ABNDX

BSHM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · SHM $10,564

Lowest cost0.07%BNDX · $7 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BNDX and SHM

BNDX

SHM

Vanguard Total International Bond ETF · $82.9BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+4.5%3 years · per year$11,407 · $11,042+3.4%

+0.4%5 years · per year$10,226 · $10,564+1.1%

0.07%Expense ratio$7 · $20 on $10k · lower wins0.20%

4.64%12-mo yield$464 · $270 on $10k2.70%

−3.2%Worst dropSmaller wins−2.7%

3.8%VolatilityLower wins1.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBNDX · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
3	ABNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
3	ABNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BNDX vs SHM

BNDX

Vanguard Total International Bond

$10,226

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,564

MeasureBNDXSHM

Fee0.07%0.20%

Cost on $10k a year$7$20

Yield4.64%2.70%

5 years, per year+0.4%+1.1%

3 years, per year+4.5%+3.4%

Worst drop · 1Y−3.2%−2.7%

Volatility · 1Y3.8%1.8%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: BNDX, SHM, SGOV

Today

[…]holdings […]

BNDXSHMSGOV

BNDX—[…][…]

SHM[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

SGOV$363 − $9 = $354

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee