BYLD vs SCHD

ABYLD

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · SGOV $12,086

Lowest cost0.06%SCHD · $6 on $10k

Most income5.40%BYLD · $540 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BYLD and SCHD

BYLD

SCHD

iShares Yield Optimized Bond ETF · $422MSchwab U.S. Dividend Equity ETF · $120B

+6.9%3 years · per year$12,204 · $17,414+20.3%

+2.0%5 years · per year$11,040 · $16,375+10.4%

0.41%Expense ratio$41 · $6 on $10k · lower wins0.06%

5.40%12-mo yield$540 · $298 on $10k2.98%

−3.9%Worst dropSmaller wins−6.9%

4.3%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBYLD · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	ABYLD	iShares Yield Optimized Bond ETFRead Desk	0.41%	5.40%	0.0%	+0.3%	+1.1%	+6.9%	+2.0%	−3.9%	$422M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	ABYLD	iShares Yield Optimized Bond ETFRead Desk	0.41%	5.40%	0.0%	+0.3%	+1.1%	+6.9%	+2.0%	−3.9%	$422M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BYLD vs SCHD

BYLD

iShares Yield Optimized Bond

$11,040

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureBYLDSCHD

Fee0.41%0.06%

Cost on $10k a year$41$6

Yield5.40%2.98%

5 years, per year+2.0%+10.4%

3 years, per year+6.9%+20.3%

Worst drop · 1Y−3.9%−6.9%

Volatility · 1Y4.3%11.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: BYLD, SCHD, SGOV

Today

[…]holdings […]

BYLDSCHDSGOV

BYLD—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, BYLD

BYLD$540 − $41 = $499

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee