BYLD vs SPY

ABYLD

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%IVV · $3 on $10k

Most income5.39%BYLD · $539 on $10k

Smallest drop−3.9%BYLD · worst fall in 1Y

Held in common[…]BYLD and SPY

BYLD

SPY

iShares Yield Optimized Bond ETF · $422MState Street SPDR S&P 500 ETF · $778B

+6.5%3 years · per year$12,064 · $18,118+21.9%

+2.0%5 years · per year$11,065 · $17,493+11.8%

0.41%Expense ratio$41 · $9 on $10k · lower wins0.09%

5.39%12-mo yield$539 · $101 on $10k1.01%

−3.9%Worst dropSmaller wins−8.9%

4.3%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBYLD · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	ABYLD	iShares Yield Optimized Bond ETFRead Desk	0.41%	5.39%	+0.2%	+0.6%	+1.2%	+6.5%	+2.0%	−3.9%	$422M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	ABYLD	iShares Yield Optimized Bond ETFRead Desk	0.41%	5.39%	+0.2%	+0.6%	+1.2%	+6.5%	+2.0%	−3.9%	$422M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BYLD vs SPY

BYLD

iShares Yield Optimized Bond

$11,065

SPY

SPDR S&P 500

$17,493

MeasureBYLDSPY

Fee0.41%0.09%

Cost on $10k a year$41$9

Yield5.39%1.01%

5 years, per year+2.0%+11.8%

3 years, per year+6.5%+21.9%

Worst drop · 1Y−3.9%−8.9%

Volatility · 1Y4.3%13.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: BYLD, SPY, IVV

Today

99.9%most shared, SPY and IVV

BYLDSPYIVV

BYLD—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$498most kept, BYLD

BYLD$539 − $41 = $498

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee