CARY vs SPYM

ACARY

BSPYM

Measures won3–2CARY wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · IVV $17,545

Lowest cost0.02%SPYM · $2 on $10k

Most income5.92%CARY · $592 on $10k

Smallest drop−2.3%CARY · worst fall in 1Y

Held in common0.0%CARY and SPYM

CARY

SPYM

Angel Oak Income ETF · $1.4BState Street SPDR Portfolio S&P 500 ETF · $179B

+7.0%3 years · per year$12,234 · $18,161+22.0%

[…]5 years · per year[…] · $17,553+11.9%

1.00%Expense ratio$100 · $2 on $10k · lower wins0.02%

5.92%12-mo yield$592 · $103 on $10k1.03%

−2.3%Worst dropSmaller wins−8.9%

2.1%VolatilityLower wins13.7%

3–2CARY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCARY · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	ACARY	Angel Oak Income ETFRead Desk	1.00%	5.92%	0.0%	+2.3%	+3.2%	+7.0%	new	−2.3%	$1.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	ACARY	Angel Oak Income ETFRead Desk	1.00%	5.92%	0.0%	+2.3%	+3.2%	+7.0%	new	−2.3%	$1.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CARY vs SPYM

CARY

Angel Oak Income

[…]

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureCARYSPYM

Fee1.00%0.02%

Cost on $10k a year$100$2

Yield5.92%1.03%

5 years, per year[…]+11.9%

3 years, per year+7.0%+22.0%

Worst drop · 1Y−2.3%−8.9%

Volatility · 1Y2.1%13.7%

3–2measures won
CARY first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: CARY, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

CARYSPYMIVV

CARY—0.0%0.0%

SPYM0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$492most kept, CARY

CARY$592 − $100 = $492

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee