CDL vs SPY

ACDL

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income3.07%CDL · $307 on $10k

Smallest drop−7.9%CDL · worst fall in 1Y

Held in common11.8%CDL and SPY

CDL

SPY

VictoryShares US Large Cap High Div Volatility Wtd ETF · $420MState Street SPDR S&P 500 ETF · $819B

+18.8%3 years · per year$16,786 · $18,039+21.7%

+10.1%5 years · per year$16,213 · $17,118+11.3%

0.38%Expense ratio$38 · $9 on $10k · lower wins0.09%

3.07%12-mo yield$307 · $103 on $10k1.03%

−7.9%Worst dropSmaller wins−8.9%

11.1%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCDL · SPY

1.0%XOM1.1%

1.1%ABBV0.8%

1.1%CVX0.7%

1.5%PG0.6%

Held in common11.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ACDL	VictoryShares US Large Cap High Div Volatility Wtd ETFRead Desk	0.38%	3.07%	−1.1%	+19.1%	+22.2%	+18.8%	+10.1%	−7.9%	$420M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ACDL	VictoryShares US Large Cap High Div Volatility Wtd ETFRead Desk	0.38%	3.07%	−1.1%	+19.1%	+22.2%	+18.8%	+10.1%	−7.9%	$420M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CDL vs SPY

CDL

VictoryShares US Large Cap High Div Volatility Wtd

$16,213

SPY

SPDR S&P 500

$17,118

MeasureCDLSPY

Fee0.38%0.09%

Cost on $10k a year$38$9

Yield3.07%1.03%

5 years, per year+10.1%+11.3%

3 years, per year+18.8%+21.7%

Worst drop · 1Y−7.9%−8.9%

Volatility · 1Y11.1%13.6%

3–3measures won
level

11.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CDL, SPY, IVV

Today

99.9%most shared, SPY and IVV

CDLSPYIVV

CDL—11.8%11.8%

SPY11.8%—99.9%

IVV11.8%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$269most kept, CDL

CDL$307 − $38 = $269

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee