CDL vs SPYM

ACDL

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,749SPYM · VTI $16,880

Lowest cost0.02%SPYM · $2 on $10k

Most income3.05%CDL · $305 on $10k

Smallest drop−7.9%CDL · worst fall in 1Y

Held in common11.3%CDL and SPYM

CDL

SPYM

VictoryShares US Large Cap High Div Volatility Wtd ETF · $413MState Street SPDR Portfolio S&P 500 ETF · $185B

+19.9%3 years · per year$17,255 · $19,092+24.1%

+10.1%5 years · per year$16,142 · $17,749+12.2%

0.38%Expense ratio$38 · $2 on $10k · lower wins0.02%

3.05%12-mo yield$305 · $103 on $10k1.03%

−7.9%Worst dropSmaller wins−8.9%

10.9%VolatilityLower wins12.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCDL · SPYM

1.0%XOM1.1%

1.1%ABBV0.8%

1.1%CVX0.7%

1.4%PG0.6%

Held in common11.3%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$185.3B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+0.3%	+11.7%	+11.9%	+23.8%	+11.0%	−8.9%	$689.2B
3	ACDL	VictoryShares US Large Cap High Div Volatility Wtd ETFRead Desk	0.38%	3.05%	−1.3%	+20.0%	+22.5%	+19.9%	+10.1%	−7.9%	$413M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$185.3B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+0.3%	+11.7%	+11.9%	+23.8%	+11.0%	−8.9%	$689.2B
3	ACDL	VictoryShares US Large Cap High Div Volatility Wtd ETFRead Desk	0.38%	3.05%	−1.3%	+20.0%	+22.5%	+19.9%	+10.1%	−7.9%	$413M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CDL vs SPYM

CDL

VictoryShares US Large Cap High Div Volatility Wtd

$16,142

SPYM

SPDR Portfolio S&P 500

$17,749

MeasureCDLSPYM

Fee0.38%0.02%

Cost on $10k a year$38$2

Yield3.05%1.03%

5 years, per year+10.1%+12.2%

3 years, per year+19.9%+24.1%

Worst drop · 1Y−7.9%−8.9%

Volatility · 1Y10.9%12.7%

3–3measures won
level

11.3%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: CDL, SPYM, VTI

Today

87.7%most shared, SPYM and VTI

CDLSPYMVTI

CDL—11.3%9.5%

SPYM11.3%—87.7%

VTI9.5%87.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$267most kept, CDL

CDL$305 − $38 = $267

VTI$106 − $3 = $103

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee