CEFS vs VTI

ACEFS

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,277CEFS · SPY $17,118

Lowest cost0.03%VTI · $3 on $10k

Most income7.63%CEFS · $763 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%CEFS and VTI

CEFS

VTI

Saba Opportunistic Hedged Closed-End Funds ETF · $425MVanguard Morningstar Total Stock Market ETF · $689B

+20.7%3 years · per year$17,564 · $18,004+21.7%

+11.6%5 years · per year$17,277 · $16,375+10.4%

1.11%Expense ratio$111 · $3 on $10k · lower wins0.03%

7.63%12-mo yield$763 · $109 on $10k1.09%

−9.4%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCEFS · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ACEFS	Saba Opportunistic Hedged Closed-End Funds ETFRead Desk	1.11%	7.63%	+0.9%	+6.6%	+10.2%	+20.7%	+11.6%	−9.4%	$425M
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ACEFS	Saba Opportunistic Hedged Closed-End Funds ETFRead Desk	1.11%	7.63%	+0.9%	+6.6%	+10.2%	+20.7%	+11.6%	−9.4%	$425M
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CEFS vs VTI

CEFS

Saba Opportunistic Hedged Closed-End Funds

$17,277

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureCEFSVTI

Fee1.11%0.03%

Cost on $10k a year$111$3

Yield7.63%1.09%

5 years, per year+11.6%+10.4%

3 years, per year+20.7%+21.7%

Worst drop · 1Y−9.4%−8.9%

Volatility · 1Y12.8%13.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CEFS, VTI, SPY

Today

85.5%most shared, VTI and SPY

CEFSVTISPY

CEFS—0.0%0.0%

VTI0.0%—85.5%

SPY0.0%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$652most kept, CEFS

CEFS$763 − $111 = $652

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee