CHAT vs EFA

ACHAT

BEFA

Measures won1–4EFA wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · EFA $14,818

Lowest cost0.03%VEA · $3 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−11.4%EFA · worst fall in 1Y

Held in common0.8%CHAT and EFA

CHAT

EFA

Roundhill Generative AI & Technology ETF · $1.4BiShares MSCI EAFE ETF · $75.5B

+38.2%3 years · per year$26,370 · $16,576+18.3%

[…]5 years · per year[…] · $14,818+8.2%

0.75%Expense ratio$75 · $32 on $10k · lower wins0.32%

2.49%12-mo yield$249 · $330 on $10k3.30%

−37.3%Worst dropSmaller wins−11.4%

44.1%VolatilityLower wins16.3%

1–4EFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCHAT · EFA

1.9%6857.T0.6%

2.8%NBIS0.1%

2.1%BESI.AS0.1%

Held in common0.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CHAT vs EFA

CHAT

Roundhill Generative AI & Technology

[…]

EFA

iShares MSCI EAFE

$14,818

MeasureCHATEFA

Fee0.75%0.32%

Cost on $10k a year$75$32

Yield2.49%3.30%

5 years, per year[…]+8.2%

3 years, per year+38.2%+18.3%

Worst drop · 1Y−37.3%−11.4%

Volatility · 1Y44.1%16.3%

4–1measures won
EFA first

0.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: CHAT, EFA, VEA

Today

63.2%most shared, EFA and VEA

CHATEFAVEA

CHAT—0.8%5.4%

EFA0.8%—63.2%

VEA5.4%63.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VEA$251 − $3 = $248

CHAT$249 − $75 = $174

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee