CHAT vs IEFA

ACHAT

BIEFA

Measures won1–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$14,591IEFA

Lowest cost0.07%IEFA · $7 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−11.5%IEFA · worst fall in 1Y

Held in common0.7%CHAT and IEFA

CHAT

IEFA

Roundhill Generative AI & Technology ETF · $1.4BiShares Core MSCI EAFE ETF · $187B

+38.2%3 years · per year$26,370 · $16,646+18.5%

[…]5 years · per year[…] · $14,591+7.8%

0.75%Expense ratio$75 · $7 on $10k · lower wins0.07%

2.49%12-mo yield$249 · $347 on $10k3.47%

−37.3%Worst dropSmaller wins−11.5%

44.1%VolatilityLower wins16.2%

1–4IEFA wins

$10,000 · 5 yearsOne scale

Shared top holdingsCHAT · IEFA

1.9%6857.T0.5%

2.8%NBIS0.1%

2.1%BESI.AS0.0%

Held in common0.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk		0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
2	ACHAT	Roundhill Generative AI & Technology ETFRead Desk		0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk		0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
2	ACHAT	Roundhill Generative AI & Technology ETFRead Desk		0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CHAT vs IEFA

CHAT

Roundhill Generative AI & Technology

[…]

IEFA

iShares Core MSCI EAFE

$14,591

MeasureCHATIEFA

Fee0.75%0.07%

Cost on $10k a year$75$7

Yield2.49%3.47%

5 years, per year[…]+7.8%

3 years, per year+38.2%+18.5%

Worst drop · 1Y−37.3%−11.5%

Volatility · 1Y44.1%16.2%

4–1measures won
IEFA first

0.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: CHAT, IEFA

Today

0.7%most shared, CHAT and IEFA

CHATIEFA

CHAT—0.7%

IEFA0.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

CHAT$249 − $75 = $174

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee