CHAT vs SPY

ACHAT

BSPY

Measures won2–3SPY wins · of 6 · 5Y

$10,000 · 5Y$17,242CIBR · SPY $17,118

Lowest cost0.09%SPY · $9 on $10k

Most income2.49%CHAT · $249 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common28.3%CHAT and SPY

CHAT

SPY

Roundhill Generative AI & Technology ETF · $1.4BState Street SPDR S&P 500 ETF · $778B

+38.2%3 years · per year$26,370 · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.75%Expense ratio$75 · $9 on $10k · lower wins0.09%

2.49%12-mo yield$249 · $103 on $10k1.03%

−37.3%Worst dropSmaller wins−8.9%

44.1%VolatilityLower wins13.6%

2–3SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCHAT · SPY

8.0%NVDA6.9%

6.5%MSFT6.3%

5.8%AMZN4.0%

6.8%GOOGL2.6%

Held in common28.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	CIBR	First Trust Nasdaq Cybersecurity ETFRead Desk	0.58%	0.43%	0.0%	+27.7%	+21.1%	+27.4%	+11.5%	−20.6%	$15.8B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	CIBR	First Trust Nasdaq Cybersecurity ETFRead Desk	0.58%	0.43%	0.0%	+27.7%	+21.1%	+27.4%	+11.5%	−20.6%	$15.8B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CHAT vs SPY

CHAT

Roundhill Generative AI & Technology

[…]

SPY

SPDR S&P 500

$17,118

MeasureCHATSPY

Fee0.75%0.09%

Cost on $10k a year$75$9

Yield2.49%1.03%

5 years, per year[…]+11.3%

3 years, per year+38.2%+21.7%

Worst drop · 1Y−37.3%−8.9%

Volatility · 1Y44.1%13.6%

3–2measures won
SPY first

28.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: CHAT, SPY, CIBR

Today

28.3%most shared, CHAT and SPY

CHATSPYCIBR

CHAT—28.3%18.7%

SPY28.3%—9.0%

CIBR18.7%9.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$174most kept, CHAT

CHAT$249 − $75 = $174

SPY$103 − $9 = $94

CIBR$43 − $58 = −$15

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee