CHAT vs SPY

ACHAT

BSPY

Measures won2–3SPY wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income2.57%CHAT · $257 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common29.0%CHAT and SPY

CHAT

SPY

Roundhill Generative AI & Technology ETF · $1.4BState Street SPDR S&P 500 ETF · $819B

+37.5%3 years · per year$25,985 · $18,174+22.0%

[…]5 years · per year[…] · $17,099+11.3%

0.75%Expense ratio$75 · $9 on $10k · lower wins0.09%

2.57%12-mo yield$257 · $103 on $10k1.03%

−37.3%Worst dropSmaller wins−8.9%

43.9%VolatilityLower wins13.6%

2–3SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCHAT · SPY

8.0%NVDA7.3%

6.1%MSFT6.2%

5.4%AMZN3.9%

6.3%GOOGL2.6%

Held in common29.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.57%	−10.3%	+10.8%	+4.2%	+37.5%	new	−37.3%	$1.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.57%	−10.3%	+10.8%	+4.2%	+37.5%	new	−37.3%	$1.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CHAT vs SPY

CHAT

Roundhill Generative AI & Technology

[…]

SPY

SPDR S&P 500

$17,099

MeasureCHATSPY

Fee0.75%0.09%

Cost on $10k a year$75$9

Yield2.57%1.03%

5 years, per year[…]+11.3%

3 years, per year+37.5%+22.0%

Worst drop · 1Y−37.3%−8.9%

Volatility · 1Y43.9%13.6%

3–2measures won
SPY first

29.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: CHAT, SPY, VOO

Today

93.5%most shared, SPY and VOO

CHATSPYVOO

CHAT—29.0%32.0%

SPY29.0%—93.5%

VOO32.0%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$182most kept, CHAT

CHAT$257 − $75 = $182

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee