CHAT vs SPYM

ACHAT

BSPYM

Measures won2–3SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,749SPYM · SPY $17,688

Lowest cost0.02%SPYM · $2 on $10k

Most income2.27%CHAT · $227 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common29.6%CHAT and SPYM

CHAT

SPYM

Roundhill Generative AI & Technology ETF · $1.5BState Street SPDR Portfolio S&P 500 ETF · $185B

+44.3%3 years · per year$30,041 · $19,092+24.1%

[…]5 years · per year[…] · $17,749+12.2%

0.75%Expense ratio$75 · $2 on $10k · lower wins0.02%

2.27%12-mo yield$227 · $103 on $10k1.03%

−30.3%Worst dropSmaller wins−8.9%

42.7%VolatilityLower wins12.7%

2–3SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCHAT · SPYM

8.0%NVDA7.8%

5.5%MSFT5.9%

5.0%AMZN3.6%

6.1%GOOGL2.5%

Held in common29.6%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$185.3B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.27%	+2.2%	+25.7%	+13.7%	+44.3%	new	−30.3%	$1.5B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$185.3B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.27%	+2.2%	+25.7%	+13.7%	+44.3%	new	−30.3%	$1.5B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CHAT vs SPYM

CHAT

Roundhill Generative AI & Technology

[…]

SPYM

SPDR Portfolio S&P 500

$17,749

MeasureCHATSPYM

Fee0.75%0.02%

Cost on $10k a year$75$2

Yield2.27%1.03%

5 years, per year[…]+12.2%

3 years, per year+44.3%+24.1%

Worst drop · 1Y−30.3%−8.9%

Volatility · 1Y42.7%12.7%

3–2measures won
SPYM first

29.6%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: CHAT, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

CHATSPYMSPY

CHAT—29.6%29.6%

SPYM29.6%—99.9%

SPY29.6%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$152most kept, CHAT

CHAT$227 − $75 = $152

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee