CHAT vs VTI

ACHAT

BVTI

Measures won2–3VTI wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income2.49%CHAT · $249 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common29.1%CHAT and VTI

CHAT

VTI

Roundhill Generative AI & Technology ETF · $1.4BVanguard Morningstar Total Stock Market ETF · $689B

+38.2%3 years · per year$26,370 · $18,004+21.7%

[…]5 years · per year[…] · $16,375+10.4%

0.75%Expense ratio$75 · $3 on $10k · lower wins0.03%

2.49%12-mo yield$249 · $109 on $10k1.09%

−37.3%Worst dropSmaller wins−8.9%

44.1%VolatilityLower wins13.7%

2–3VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCHAT · VTI

8.0%NVDA7.1%

6.5%MSFT5.2%

5.8%AMZN3.3%

6.8%GOOGL2.8%

Held in common29.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ACHAT	Roundhill Generative AI & Technology ETFRead Desk	0.75%	2.49%	+3.5%	+14.6%	+7.4%	+38.2%	new	−37.3%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CHAT vs VTI

CHAT

Roundhill Generative AI & Technology

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureCHATVTI

Fee0.75%0.03%

Cost on $10k a year$75$3

Yield2.49%1.09%

5 years, per year[…]+10.4%

3 years, per year+38.2%+21.7%

Worst drop · 1Y−37.3%−8.9%

Volatility · 1Y44.1%13.7%

3–2measures won
VTI first

29.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: CHAT, VTI, IVV

Today

85.5%most shared, VTI and IVV

CHATVTIIVV

CHAT—29.1%28.4%

VTI29.1%—85.5%

IVV28.4%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$174most kept, CHAT

CHAT$249 − $75 = $174

IVV$114 − $3 = $111

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee