CLIP vs BIL

ACLIP

BBIL

Measures won3–0CLIP wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · BIL $12,015

Lowest cost0.07%CLIP · $7 on $10k

Most income3.72%CLIP · $372 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]CLIP and BIL

CLIP

BIL

Global X - 1-3 Month T-Bill ETF · $2.3BState Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4B

+4.5%3 years · per year$11,423 · $11,392+4.4%

[…]5 years · per year[…] · $12,015+3.7%

0.07%Expense ratio$7 · $14 on $10k · lower wins0.14%

3.72%12-mo yield$372 · $367 on $10k3.67%

−0.0%Worst dropSmaller wins−0.0%

0.2%VolatilityLower wins0.2%

3–0CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCLIP · BIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BBIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BBIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs BIL

CLIP

Global X - 1-3 Month T-Bill

[…]

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,015

MeasureCLIPBIL

Fee0.07%0.14%

Cost on $10k a year$7$14

Yield3.72%3.67%

5 years, per year[…]+3.7%

3 years, per year+4.5%+4.4%

Worst drop · 1Y−0.0%−0.0%

Volatility · 1Y0.2%0.2%

2–0measures won
CLIP first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: CLIP, BIL, SGOV

Today

[…]holdings […]

CLIPBILSGOV

CLIP—[…][…]

BIL[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee