CLIP vs BNDX

ACLIP

BBNDX

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$10,469VCIT · BNDX $10,150

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]CLIP and BNDX

CLIP

BNDX

Global X - 1-3 Month T-Bill ETF · $2.3BVanguard Total International Bond ETF · $82.9B

+4.5%3 years · per year$11,423 · $11,443+4.6%

[…]5 years · per year[…] · $10,150+0.3%

0.07%Expense ratio$7 · $7 on $10k · lower wins0.07%

3.72%12-mo yield$372 · $465 on $10k4.65%

−0.0%Worst dropSmaller wins−3.2%

0.2%VolatilityLower wins3.8%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCLIP · BNDX

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	BBNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.65%	+0.4%	+0.6%	0.0%	+4.6%	+0.3%	−3.2%	$82.9B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	BBNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.65%	+0.4%	+0.6%	0.0%	+4.6%	+0.3%	−3.2%	$82.9B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs BNDX

CLIP

Global X - 1-3 Month T-Bill

[…]

BNDX

Vanguard Total International Bond

$10,150

MeasureCLIPBNDX

Fee0.07%0.07%

Cost on $10k a year$7$7

Yield3.72%4.65%

5 years, per year[…]+0.3%

3 years, per year+4.5%+4.6%

Worst drop · 1Y−0.0%−3.2%

Volatility · 1Y0.2%3.8%

2–2measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: CLIP, BNDX, VCIT

Today

[…]holdings […]

CLIPBNDXVCIT

CLIP—[…][…]

BNDX[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

BNDX$465 − $7 = $458

CLIP$372 − $7 = $365

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee