CLIP vs MUB

ACLIP

BMUB

Measures won3–1CLIP wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]CLIP and MUB

CLIP

MUB

Global X - 1-3 Month T-Bill ETF · $2.3BiShares National Muni Bond ETF · $54.7B

+4.5%3 years · per year$11,419 · $11,418+4.5%

[…]5 years · per year[…] · $10,414+0.8%

0.07%Expense ratio$7 · $5 on $10k · lower wins0.05%

3.72%12-mo yield$372 · $327 on $10k3.27%

−0.0%Worst dropSmaller wins−6.3%

0.2%VolatilityLower wins3.7%

3–1CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCLIP · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs MUB

CLIP

Global X - 1-3 Month T-Bill

[…]

MUB

iShares National Muni Bond

$10,414

MeasureCLIPMUB

Fee0.07%0.05%

Cost on $10k a year$7$5

Yield3.72%3.27%

5 years, per year[…]+0.8%

3 years, per year+4.5%+4.5%

Worst drop · 1Y−0.0%−6.3%

Volatility · 1Y0.2%3.7%

3–1measures won
CLIP first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: CLIP, MUB, VCIT

Today

[…]holdings […]

CLIPMUBVCIT

CLIP—[…][…]

MUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CLIP$372 − $7 = $365

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee