CLIP vs SGOV

ACLIP

BSGOV

Measures won2–1CLIP wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · SGOV $12,091

Lowest cost0.02%SPYM · $2 on $10k

Most income3.72%CLIP · $372 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]CLIP and SGOV

CLIP

SGOV

Global X - 1-3 Month T-Bill ETF · $2.3BiShares 0-3 Month Treasury Bond ETF · $116B

+4.5%3 years · per year$11,416 · $11,417+4.5%

[…]5 years · per year[…] · $12,091+3.9%

0.07%Expense ratio$7 · $9 on $10k · lower wins0.09%

3.72%12-mo yield$372 · $363 on $10k3.63%

−0.0%Worst dropSmaller wins0.0%

0.2%VolatilityLower wins0.2%

2–1CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCLIP · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs SGOV

CLIP

Global X - 1-3 Month T-Bill

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureCLIPSGOV

Fee0.07%0.09%

Cost on $10k a year$7$9

Yield3.72%3.63%

5 years, per year[…]+3.9%

3 years, per year+4.5%+4.5%

Worst drop · 1Y−0.0%+0.0%

Volatility · 1Y0.2%0.2%

2–1measures won
CLIP first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: CLIP, SGOV, SPYM

Today

[…]holdings […]

CLIPSGOVSPYM

CLIP—[…][…]

SGOV[…]—[…]

SPYM[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

SGOV$363 − $9 = $354

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee