CLIP vs SPYM

ACLIP

BSPYM

Measures won3–2CLIP wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · IVV $17,545

Lowest cost0.02%SPYM · $2 on $10k

Most income3.72%CLIP · $372 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]CLIP and SPYM

CLIP

SPYM

Global X - 1-3 Month T-Bill ETF · $2.3BState Street SPDR Portfolio S&P 500 ETF · $179B

+4.5%3 years · per year$11,416 · $18,161+22.0%

[…]5 years · per year[…] · $17,553+11.9%

0.07%Expense ratio$7 · $2 on $10k · lower wins0.02%

3.72%12-mo yield$372 · $103 on $10k1.03%

−0.0%Worst dropSmaller wins−8.9%

0.2%VolatilityLower wins13.7%

3–2CLIP wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCLIP · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs SPYM

CLIP

Global X - 1-3 Month T-Bill

[…]

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureCLIPSPYM

Fee0.07%0.02%

Cost on $10k a year$7$2

Yield3.72%1.03%

5 years, per year[…]+11.9%

3 years, per year+4.5%+22.0%

Worst drop · 1Y−0.0%−8.9%

Volatility · 1Y0.2%13.7%

3–2measures won
CLIP first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: CLIP, SPYM, SGOV, IVV

Today

99.9%most shared, SPYM and IVV

CLIPSPYMSGOVIVV

CLIP—[…][…][…]

SPYM[…]—[…]99.9%

SGOV[…][…]—[…]

IVV[…]99.9%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

SGOV$363 − $9 = $354

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee