CLIP vs USFR

ACLIP

BUSFR

Measures won3–1CLIP wins · of 6 · 5Y

$10,000 · 5Y$12,189USFR · BNDX $10,239

Lowest cost0.07%CLIP · $7 on $10k

Most income4.63%BNDX · $463 on $10k

Smallest drop−0.0%USFR · worst fall in 1Y

Held in common[…]CLIP and USFR

CLIP

USFR

Global X - 1-3 Month T-Bill ETF · $2.3BWisdomTree Floating Rate Treasury Fund · $21.3B

+4.5%3 years · per year$11,416 · $11,448+4.6%

[…]5 years · per year[…] · $12,189+4.0%

0.07%Expense ratio$7 · $15 on $10k · lower wins0.15%

3.72%12-mo yield$372 · $371 on $10k3.71%

−0.0%Worst dropSmaller wins−0.0%

0.2%VolatilityLower wins0.3%

3–1CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCLIP · USFR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BUSFR	WisdomTree Floating Rate Treasury FundRead Desk	0.15%	3.71%	0.0%	+3.4%	+4.1%	+4.6%	+4.0%	−0.0%	$21.3B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BUSFR	WisdomTree Floating Rate Treasury FundRead Desk	0.15%	3.71%	0.0%	+3.4%	+4.1%	+4.6%	+4.0%	−0.0%	$21.3B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs USFR

CLIP

Global X - 1-3 Month T-Bill

[…]

USFR

WisdomTree Floating Rate Treasury Fund

$12,189

MeasureCLIPUSFR

Fee0.07%0.15%

Cost on $10k a year$7$15

Yield3.72%3.71%

5 years, per year[…]+4.0%

3 years, per year+4.5%+4.6%

Worst drop · 1Y−0.0%−0.0%

Volatility · 1Y0.2%0.3%

2–1measures won
CLIP first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: CLIP, USFR, BNDX

Today

[…]holdings […]

CLIPUSFRBNDX

CLIP—[…][…]

USFR[…]—[…]

BNDX[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

CLIP$372 − $7 = $365

USFR$371 − $15 = $356

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee