VCIT vs CLIP

AVCIT

BCLIP

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,469VCIT · BND $9,950

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]VCIT and CLIP

VCIT

CLIP

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BGlobal X - 1-3 Month T-Bill ETF · $2.3B

+7.2%3 years · per year$12,336 · $11,423+4.5%

+0.9%5 years · per year$10,469 · […][…]

0.03%Expense ratio$3 · $7 on $10k · lower wins0.07%

5.03%12-mo yield$503 · $372 on $10k3.72%

−4.9%Worst dropSmaller wins−0.0%

4.5%VolatilityLower wins0.2%

3–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · CLIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B
3	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B
3	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs CLIP

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

CLIP

Global X - 1-3 Month T-Bill

[…]

MeasureVCITCLIP

Fee0.03%0.07%

Cost on $10k a year$3$7

Yield5.03%3.72%

5 years, per year+0.9%[…]

3 years, per year+7.2%+4.5%

Worst drop · 1Y−4.9%−0.0%

Volatility · 1Y4.5%0.2%

3–2measures won
VCIT first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: CLIP, VCIT, BND

Today

[…]holdings […]

CLIPVCITBND

CLIP—[…][…]

VCIT[…]—[…]

BND[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

BND$413 − $3 = $410

CLIP$372 − $7 = $365

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee