VOO vs CLIP

AVOO

BCLIP

Measures won2–3CLIP wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · BND $9,974

Lowest cost0.03%VOO · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]VOO and CLIP

VOO

CLIP

Vanguard S&P 500 ETF · $1.00TGlobal X - 1-3 Month T-Bill ETF · $2.3B

+21.8%3 years · per year$18,079 · $11,421+4.5%

+11.4%5 years · per year$17,177 · […][…]

0.03%Expense ratio$3 · $7 on $10k · lower wins0.07%

1.10%12-mo yield$110 · $372 on $10k3.72%

−8.9%Worst dropSmaller wins−0.0%

13.5%VolatilityLower wins0.2%

2–3CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVOO · CLIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs CLIP

VOO

Vanguard S&P 500

$17,177

CLIP

Global X - 1-3 Month T-Bill

[…]

MeasureVOOCLIP

Fee0.03%0.07%

Cost on $10k a year$3$7

Yield1.10%3.72%

5 years, per year+11.4%[…]

3 years, per year+21.8%+4.5%

Worst drop · 1Y−8.9%−0.0%

Volatility · 1Y13.5%0.2%

3–2measures won
CLIP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: CLIP, VOO, BND

Today

[…]holdings […]

CLIPVOOBND

CLIP—[…][…]

VOO[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

CLIP$372 − $7 = $365

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee