CLIP vs VOO

ACLIP

BVOO

Measures won3–2CLIP wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · MUB $10,414

Lowest cost0.03%VOO · $3 on $10k

Most income3.72%CLIP · $372 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]CLIP and VOO

CLIP

VOO

Global X - 1-3 Month T-Bill ETF · $2.3BVanguard S&P 500 ETF · $1.00T

+4.5%3 years · per year$11,421 · $18,079+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.07%Expense ratio$7 · $3 on $10k · lower wins0.03%

3.72%12-mo yield$372 · $110 on $10k1.10%

−0.0%Worst dropSmaller wins−8.9%

0.2%VolatilityLower wins13.5%

3–2CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCLIP · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs VOO

CLIP

Global X - 1-3 Month T-Bill

[…]

VOO

Vanguard S&P 500

$17,177

MeasureCLIPVOO

Fee0.07%0.03%

Cost on $10k a year$7$3

Yield3.72%1.10%

5 years, per year[…]+11.4%

3 years, per year+4.5%+21.8%

Worst drop · 1Y−0.0%−8.9%

Volatility · 1Y0.2%13.5%

3–2measures won
CLIP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CLIP, VOO, MUB

Today

[…]holdings […]

CLIPVOOMUB

CLIP—[…][…]

VOO[…]—[…]

MUB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

MUB$327 − $5 = $322

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee