VCIT vs VPC

AVCIT

BVPC

Measures won5–1VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · BND $9,985

Lowest cost0.03%VCIT · $3 on $10k

Most income15.37%VPC · $1,537 on $10k

Smallest drop−0.5%CLOC · worst fall in 1Y

Held in common[…]VCIT and VPC

VCIT

VPC

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVirtus Private Credit Strategy ETF · $27M

+6.6%3 years · per year$12,129 · $9,730−0.9%

+1.0%5 years · per year$10,510 · $9,789−0.4%

0.03%Expense ratio$3 · $1,060 on $10k · lower wins10.60%

5.02%12-mo yield$502 · $1,537 on $10k15.37%

−4.9%Worst dropSmaller wins−18.2%

4.5%VolatilityLower wins14.7%

5–1VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · VPC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M
4	CLOC	AAM Crescent CLO ETFRead Desk	0.49%	6.28%	+0.1%	+4.8%	+5.5%	new	new	−0.5%	$62M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M
4	CLOC	AAM Crescent CLO ETFRead Desk	0.49%	6.28%	+0.1%	+4.8%	+5.5%	new	new	−0.5%	$62M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VPC

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

VPC

Virtus Private Credit Strategy

$9,789

MeasureVCITVPC

Fee0.03%10.60%

Cost on $10k a year$3$1,060

Yield5.02%15.37%

5 years, per year+1.0%−0.4%

3 years, per year+6.6%−0.9%

Worst drop · 1Y−4.9%−18.2%

Volatility · 1Y4.5%14.7%

5–1measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: CLOC, VPC, VCIT, BND

Today

[…]holdings […]

CLOCVPCVCITBND

CLOC—[…][…][…]

VPC[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$579most kept, CLOC

CLOC$628 − $49 = $579

VCIT$502 − $3 = $499

VPC$1,537 − $1,060 = $477

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee