CLOC vs VPC

ACLOC

BVPC

Measures won3–1CLOC wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · MUB $10,432

Lowest cost0.03%VCIT · $3 on $10k

Most income15.37%VPC · $1,537 on $10k

Smallest drop−0.5%CLOC · worst fall in 1Y

Held in common[…]CLOC and VPC

CLOC

VPC

AAM Crescent CLO ETF · $62MVirtus Private Credit Strategy ETF · $27M

[…]3 years · per year[…] · $9,730−0.9%

[…]5 years · per year[…] · $9,789−0.4%

0.49%Expense ratio$49 · $1,060 on $10k · lower wins10.60%

6.28%12-mo yield$628 · $1,537 on $10k15.37%

−0.5%Worst dropSmaller wins−18.2%

1.1%VolatilityLower wins14.7%

3–1CLOC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCLOC · VPC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B
3	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M
4	ACLOC	AAM Crescent CLO ETFRead Desk	0.49%	6.28%	+0.1%	+4.8%	+5.5%	new	new	−0.5%	$62M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B
3	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.37%	+0.4%	−12.1%	−10.6%	−0.9%	−0.4%	−18.2%	$27M
4	ACLOC	AAM Crescent CLO ETFRead Desk	0.49%	6.28%	+0.1%	+4.8%	+5.5%	new	new	−0.5%	$62M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLOC vs VPC

CLOC

AAM Crescent CLO

[…]

VPC

Virtus Private Credit Strategy

$9,789

MeasureCLOCVPC

Fee0.49%10.60%

Cost on $10k a year$49$1,060

Yield6.28%15.37%

5 years, per year[…]−0.4%

3 years, per year[…]−0.9%

Worst drop · 1Y−0.5%−18.2%

Volatility · 1Y1.1%14.7%

3–1measures won
CLOC first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: CLOC, VPC, VCIT, MUB

Today

[…]holdings […]

CLOCVPCVCITMUB

CLOC—[…][…][…]

VPC[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$579most kept, CLOC

CLOC$628 − $49 = $579

VCIT$502 − $3 = $499

VPC$1,537 − $1,060 = $477

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee