CLUB vs SPY
5Y[…]3 years · per year[…] · $19,132+24.1%
[…]5 years · per year[…] · $18,060+12.6%
0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%
0.08%12-mo yield$8 · $99 on $10k0.99%
[…]Worst dropSmaller wins−8.9%
[…]VolatilityLower wins12.9%
0–2SPY wins
$10,000 · 5 yearsOne scale
Shared top holdingsCLUB · SPY
3.5%AMZN3.8%
3.5%MSFT5.9%
3.0%NVDA7.7%
2.8%GOOGL2.5%
Held in common21.3%
End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two