CLUB vs SPY
5Y[…]3 years · per year[…] · $18,039+21.7%
[…]5 years · per year[…] · $17,118+11.3%
0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%
0.08%12-mo yield$8 · $103 on $10k1.03%
[…]Worst dropSmaller wins−8.9%
[…]VolatilityLower wins13.6%
0–2SPY wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsCLUB · SPY
3.5%AMZN4.0%
3.4%MSFT6.3%
2.9%NVDA6.9%
3.4%GOOGL2.6%
Held in common21.1%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two