CMF vs SUB

ACMF

BSUB

Measures won2–4SUB wins · of 6 · 5Y

$10,000 · 5Y$10,860SUB · CMF $10,327

Lowest cost0.07%SUB · $7 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]CMF and SUB

CMF

SUB

iShares California Muni Bond ETF · $5.4BiShares Short-Term National Muni Bond ETF · $13.4B

+4.3%3 years · per year$11,338 · $11,045+3.4%

+0.6%5 years · per year$10,327 · $10,860+1.7%

0.08%Expense ratio$8 · $7 on $10k · lower wins0.07%

3.02%12-mo yield$302 · $257 on $10k2.57%

−6.5%Worst dropSmaller wins−1.9%

3.6%VolatilityLower wins1.4%

2–4SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCMF · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	ACMF	iShares California Muni Bond ETFRead Desk	0.08%	3.02%	+0.3%	+0.4%	+1.2%	+4.3%	+0.6%	−6.5%	$5.4B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	ACMF	iShares California Muni Bond ETFRead Desk	0.08%	3.02%	+0.3%	+0.4%	+1.2%	+4.3%	+0.6%	−6.5%	$5.4B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CMF vs SUB

CMF

iShares California Muni Bond

$10,327

SUB

iShares Short-Term National Muni Bond

$10,860

MeasureCMFSUB

Fee0.08%0.07%

Cost on $10k a year$8$7

Yield3.02%2.57%

5 years, per year+0.6%+1.7%

3 years, per year+4.3%+3.4%

Worst drop · 1Y−6.5%−1.9%

Volatility · 1Y3.6%1.4%

4–2measures won
SUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: CMF, SUB, BNDX

Today

[…]holdings […]

CMFSUBBNDX

CMF—[…][…]

SUB[…]—[…]

BNDX[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

CMF$302 − $8 = $294

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee