CPLB vs IUSB

ACPLB

BIUSB

Measures won5–1CPLB wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · CPLB $10,335

Lowest cost0.03%BND · $3 on $10k

Most income5.48%CPLB · $548 on $10k

Smallest drop−4.0%CPLB · worst fall in 1Y

Held in common[…]CPLB and IUSB

CPLB

IUSB

NYLI MacKay Core Plus Bond ETF · $495MiShares Core Universal USD Bond ETF · $50.4B

+6.9%3 years · per year$12,226 · $11,774+5.6%

+0.7%5 years · per year$10,335 · $10,138+0.3%

0.35%Expense ratio$35 · $6 on $10k · lower wins0.06%

5.48%12-mo yield$548 · $434 on $10k4.34%

−4.0%Worst dropSmaller wins−4.3%

3.7%VolatilityLower wins3.9%

5–1CPLB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCPLB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	ACPLB	NYLI MacKay Core Plus Bond ETFRead Desk	0.35%	5.48%	+0.2%	+0.3%	+1.3%	+6.9%	+0.7%	−4.0%	$495M
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	ACPLB	NYLI MacKay Core Plus Bond ETFRead Desk	0.35%	5.48%	+0.2%	+0.3%	+1.3%	+6.9%	+0.7%	−4.0%	$495M
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CPLB vs IUSB

CPLB

NYLI MacKay Core Plus Bond

$10,335

IUSB

iShares Core Universal USD Bond

$10,138

MeasureCPLBIUSB

Fee0.35%0.06%

Cost on $10k a year$35$6

Yield5.48%4.34%

5 years, per year+0.7%+0.3%

3 years, per year+6.9%+5.6%

Worst drop · 1Y−4.0%−4.3%

Volatility · 1Y3.7%3.9%

5–1measures won
CPLB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: CPLB, IUSB, BND, VCIT

Today

[…]holdings […]

CPLBIUSBBNDVCIT

CPLB—[…][…][…]

IUSB[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$513most kept, CPLB

CPLB$548 − $35 = $513

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee