CPLB vs BND

ACPLB

BBND

Measures won5–1CPLB wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · CPLB $10,366

Lowest cost0.03%BND · $3 on $10k

Most income5.47%CPLB · $547 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]CPLB and BND

CPLB

BND

NYLI MacKay Core Plus Bond ETF · $495MVanguard Total Bond Market ETF · $161B

+6.7%3 years · per year$12,156 · $11,582+5.0%

+0.7%5 years · per year$10,366 · $9,990−0.0%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

5.47%12-mo yield$547 · $412 on $10k4.12%

−4.0%Worst dropSmaller wins−4.5%

3.7%VolatilityLower wins4.0%

5–1CPLB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCPLB · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	ACPLB	NYLI MacKay Core Plus Bond ETFRead Desk	0.35%	5.47%	+0.1%	+0.5%	+1.1%	+6.7%	+0.7%	−4.0%	$495M
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.1%	+0.1%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	ACPLB	NYLI MacKay Core Plus Bond ETFRead Desk	0.35%	5.47%	+0.1%	+0.5%	+1.1%	+6.7%	+0.7%	−4.0%	$495M
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.1%	+0.1%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CPLB vs BND

CPLB

NYLI MacKay Core Plus Bond

$10,366

BND

Vanguard Total Bond Market

$9,990

MeasureCPLBBND

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield5.47%4.12%

5 years, per year+0.7%−0.0%

3 years, per year+6.7%+5.0%

Worst drop · 1Y−4.0%−4.5%

Volatility · 1Y3.7%4.0%

5–1measures won
CPLB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: CPLB, IUSB, SGOV, BND

Today

[…]holdings […]

CPLBIUSBSGOVBND

CPLB—[…][…][…]

IUSB[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$512most kept, CPLB

CPLB$547 − $35 = $512

IUSB$433 − $6 = $427

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee