CPLB vs VTI

ACPLB

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,375VTI · CPLB $10,335

Lowest cost0.03%VTI · $3 on $10k

Most income5.48%CPLB · $548 on $10k

Smallest drop−4.0%CPLB · worst fall in 1Y

Held in common0.0%CPLB and VTI

CPLB

VTI

NYLI MacKay Core Plus Bond ETF · $495MVanguard Morningstar Total Stock Market ETF · $689B

+6.9%3 years · per year$12,226 · $18,004+21.7%

+0.7%5 years · per year$10,335 · $16,375+10.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

5.48%12-mo yield$548 · $109 on $10k1.09%

−4.0%Worst dropSmaller wins−8.9%

3.7%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsCPLB · VTI

0.6%CASH0.0%

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	ACPLB	NYLI MacKay Core Plus Bond ETFRead Desk		0.35%	5.48%	+0.2%	+0.3%	+1.3%	+6.9%	+0.7%	−4.0%	$495M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	ACPLB	NYLI MacKay Core Plus Bond ETFRead Desk		0.35%	5.48%	+0.2%	+0.3%	+1.3%	+6.9%	+0.7%	−4.0%	$495M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CPLB vs VTI

CPLB

NYLI MacKay Core Plus Bond

$10,335

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureCPLBVTI

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield5.48%1.09%

5 years, per year+0.7%+10.4%

3 years, per year+6.9%+21.7%

Worst drop · 1Y−4.0%−8.9%

Volatility · 1Y3.7%13.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: CPLB, VTI

Today

0.0%most shared, CPLB and VTI

CPLBVTI

CPLB—0.0%

VTI0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$513most kept, CPLB

CPLB$548 − $35 = $513

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee