CRAK vs SCHD

ACRAK

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$21,964CRAK · SCHD $16,375

Lowest cost0.06%SCHD · $6 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.4%CRAK and SCHD

CRAK

SCHD

VanEck Oil Refiners ETF · $594MSchwab U.S. Dividend Equity ETF · $123B

+23.9%3 years · per year$19,012 · $17,414+20.3%

+17.0%5 years · per year$21,963 · $16,375+10.4%

0.61%Expense ratio$61 · $6 on $10k · lower wins0.06%

1.34%12-mo yield$134 · $298 on $10k2.98%

−16.9%Worst dropSmaller wins−6.9%

21.9%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsOne scale

Shared top holdingsCRAK · SCHD

4.9%DINO0.4%

Held in common0.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ACRAK	VanEck Oil Refiners ETFRead Desk		0.61%	1.34%	−3.8%	+50.9%	+49.3%	+23.9%	+17.0%	−16.9%	$594M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ACRAK	VanEck Oil Refiners ETFRead Desk		0.61%	1.34%	−3.8%	+50.9%	+49.3%	+23.9%	+17.0%	−16.9%	$594M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CRAK vs SCHD

CRAK

VanEck Oil Refiners

$21,963

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureCRAKSCHD

Fee0.61%0.06%

Cost on $10k a year$61$6

Yield1.34%2.98%

5 years, per year+17.0%+10.4%

3 years, per year+23.9%+20.3%

Worst drop · 1Y−16.9%−6.9%

Volatility · 1Y21.9%11.7%

4–2measures won
SCHD first

0.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: CRAK, SCHD

Today

0.4%most shared, CRAK and SCHD

CRAKSCHD

CRAK—0.4%

SCHD0.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

CRAK$134 − $61 = $73

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee