CRAK vs SPY

ACRAK

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$21,948CRAK · SPY $17,118

Lowest cost0.09%SPY · $9 on $10k

Most income1.36%CRAK · $136 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.5%CRAK and SPY

CRAK

SPY

VanEck Oil Refiners ETF · $500MState Street SPDR S&P 500 ETF · $778B

+22.7%3 years · per year$18,474 · $18,039+21.7%

+17.0%5 years · per year$21,948 · $17,118+11.3%

0.61%Expense ratio$61 · $9 on $10k · lower wins0.09%

1.36%12-mo yield$136 · $103 on $10k1.03%

−18.5%Worst dropSmaller wins−8.9%

21.9%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsCRAK · SPY

8.9%MPC0.2%

8.5%VLO0.2%

7.2%PSX0.2%

Held in common0.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ACRAK	VanEck Oil Refiners ETFRead Desk		0.61%	1.36%	−1.9%	+48.1%	+46.5%	+22.7%	+17.0%	−18.5%	$500M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ACRAK	VanEck Oil Refiners ETFRead Desk		0.61%	1.36%	−1.9%	+48.1%	+46.5%	+22.7%	+17.0%	−18.5%	$500M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CRAK vs SPY

CRAK

VanEck Oil Refiners

$21,948

SPY

SPDR S&P 500

$17,118

MeasureCRAKSPY

Fee0.61%0.09%

Cost on $10k a year$61$9

Yield1.36%1.03%

5 years, per year+17.0%+11.3%

3 years, per year+22.7%+21.7%

Worst drop · 1Y−18.5%−8.9%

Volatility · 1Y21.9%13.6%

3–3measures won
level

0.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: CRAK, SPY

Today

0.5%most shared, CRAK and SPY

CRAKSPY

CRAK—0.5%

SPY0.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

CRAK$136 − $61 = $75

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee