CSB vs VTI

ACSB

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income3.23%CSB · $323 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.5%CSB and VTI

CSB

VTI

VictoryShares US Small Cap High Div Volatility Wtd ETF · $244MVanguard Morningstar Total Stock Market ETF · $689B

+15.4%3 years · per year$15,361 · $18,004+21.7%

+5.8%5 years · per year$13,284 · $16,375+10.4%

0.39%Expense ratio$39 · $3 on $10k · lower wins0.03%

3.23%12-mo yield$323 · $109 on $10k1.09%

−9.5%Worst dropSmaller wins−8.9%

13.0%VolatilityLower wins13.7%

2–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCSB · VTI

0.4%SM0.0%

0.9%VNOM0.0%

0.8%LNC0.0%

1.7%IDA0.0%

Held in common0.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ACSB	VictoryShares US Small Cap High Div Volatility Wtd ETFRead Desk	0.39%	3.23%	−0.7%	+15.0%	+18.5%	+15.4%	+5.8%	−9.5%	$244M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ACSB	VictoryShares US Small Cap High Div Volatility Wtd ETFRead Desk	0.39%	3.23%	−0.7%	+15.0%	+18.5%	+15.4%	+5.8%	−9.5%	$244M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CSB vs VTI

CSB

VictoryShares US Small Cap High Div Volatility Wtd

$13,284

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureCSBVTI

Fee0.39%0.03%

Cost on $10k a year$39$3

Yield3.23%1.09%

5 years, per year+5.8%+10.4%

3 years, per year+15.4%+21.7%

Worst drop · 1Y−9.5%−8.9%

Volatility · 1Y13.0%13.7%

4–2measures won
VTI first

0.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CSB, VTI, SPY

Today

85.5%most shared, VTI and SPY

CSBVTISPY

CSB—0.5%0.0%

VTI0.5%—85.5%

SPY0.0%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$284most kept, CSB

CSB$323 − $39 = $284

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee