CSM vs SPY

ACSM

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,118SPY · CSM $16,787

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common55.9%CSM and SPY

CSM

SPY

ProShares - Large Cap Core Plus · $499MState Street SPDR S&P 500 ETF · $778B

+21.9%3 years · per year$18,102 · $18,039+21.7%

+10.9%5 years · per year$16,787 · $17,118+11.3%

0.45%Expense ratio$45 · $9 on $10k · lower wins0.09%

1.08%12-mo yield$108 · $103 on $10k1.03%

−9.4%Worst dropSmaller wins−8.9%

13.2%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCSM · SPY

5.1%AAPL7.9%

4.6%NVDA6.9%

4.0%MSFT6.3%

2.9%AMZN4.0%

Held in common55.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	ACSM	ProShares - Large Cap Core PlusRead Desk	0.45%	1.08%	−0.1%	+6.7%	+9.1%	+21.9%	+10.9%	−9.4%	$499M
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	ACSM	ProShares - Large Cap Core PlusRead Desk	0.45%	1.08%	−0.1%	+6.7%	+9.1%	+21.9%	+10.9%	−9.4%	$499M
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CSM vs SPY

CSM

ProShares - Large Cap Core Plus

$16,787

SPY

SPDR S&P 500

$17,118

MeasureCSMSPY

Fee0.45%0.09%

Cost on $10k a year$45$9

Yield1.08%1.03%

5 years, per year+10.9%+11.3%

3 years, per year+21.9%+21.7%

Worst drop · 1Y−9.4%−8.9%

Volatility · 1Y13.2%13.6%

3–3measures won
level

55.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CSM, SPY, VTI

Today

85.5%most shared, SPY and VTI

CSMSPYVTI

CSM—55.9%52.9%

SPY55.9%—85.5%

VTI52.9%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

CSM$108 − $45 = $63

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee