SPY vs DFSD

ASPY

BDFSD

Measures won2–3DFSD wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · BND $9,983

Lowest cost0.03%BND · $3 on $10k

Most income5.25%CSSD · $525 on $10k

Smallest drop−1.7%DFSD · worst fall in 1Y

Held in common[…]SPY and DFSD

SPY

DFSD

State Street SPDR S&P 500 ETF · $805BDimensional - Short Duration Fixed Income ETF · $7.4B

+22.0%3 years · per year$18,174 · $11,637+5.2%

+11.3%5 years · per year$17,099 · […][…]

0.09%Expense ratio$9 · $17 on $10k · lower wins0.17%

1.03%12-mo yield$103 · $450 on $10k4.50%

−8.9%Worst dropSmaller wins−1.7%

13.6%VolatilityLower wins2.1%

2–3DFSD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPY · DFSD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	CSSD	Cohen & Steers Short Duration Preferred and Income Active ETFRead Desk	0.49%	5.25%	−0.3%	+2.7%	new	new	new	[…]	$69M
4	BDFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	+0.2%	+1.3%	+2.1%	+5.2%	new	−1.7%	$7.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	CSSD	Cohen & Steers Short Duration Preferred and Income Active ETFRead Desk	0.49%	5.25%	−0.3%	+2.7%	new	new	new	[…]	$69M
4	BDFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	+0.2%	+1.3%	+2.1%	+5.2%	new	−1.7%	$7.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs DFSD

SPY

SPDR S&P 500

$17,099

DFSD

Dimensional - Short Duration Fixed Income

[…]

MeasureSPYDFSD

Fee0.09%0.17%

Cost on $10k a year$9$17

Yield1.03%4.50%

5 years, per year+11.3%[…]

3 years, per year+22.0%+5.2%

Worst drop · 1Y−8.9%−1.7%

Volatility · 1Y13.6%2.1%

3–2measures won
DFSD first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: CSSD, DFSD, SPY, BND

Today

0.0%most shared, CSSD and SPY

CSSDDFSDSPYBND

CSSD—[…]0.0%[…]

DFSD[…]—[…][…]

SPY0.0%[…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$476most kept, CSSD

CSSD$525 − $49 = $476

DFSD$450 − $17 = $433

BND$412 − $3 = $409

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee