CTIF vs USOI

ACTIF

BUSOI

Measures won3–1CTIF wins · of 6 · 5Y

$10,000 · 5Y$18,472USOI · SCHD $16,267

Lowest cost0.06%SCHD · $6 on $10k

Most income61.11%USOI · $6,111 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common[…]CTIF and USOI

CTIF

USOI

EA Series Trust - Castellan Targeted Income ETF · $196MUBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $308M

[…]3 years · per year[…] · $14,274+12.6%

[…]5 years · per year[…] · $18,472+13.1%

0.45%Expense ratio$45 · $85 on $10k · lower wins0.85%

4.79%12-mo yield$479 · $6,111 on $10k61.11%

−9.5%Worst dropSmaller wins−23.5%

13.3%VolatilityLower wins24.6%

3–1CTIF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCTIF · USOI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BUSOI	UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Read Desk	0.85%	61.11%	+0.8%	+49.6%	+47.6%	+12.6%	+13.1%	−23.5%	$308M
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ACTIF	EA Series Trust - Castellan Targeted Income ETFRead Desk	0.45%	4.79%	−0.8%	+10.4%	+10.7%	new	new	−9.5%	$196M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BUSOI	UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Read Desk	0.85%	61.11%	+0.8%	+49.6%	+47.6%	+12.6%	+13.1%	−23.5%	$308M
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ACTIF	EA Series Trust - Castellan Targeted Income ETFRead Desk	0.45%	4.79%	−0.8%	+10.4%	+10.7%	new	new	−9.5%	$196M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CTIF vs USOI

CTIF

EA Series Trust - Castellan Targeted Income

[…]

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037

$18,472

MeasureCTIFUSOI

Fee0.45%0.85%

Cost on $10k a year$45$85

Yield4.79%61.11%

5 years, per year[…]+13.1%

3 years, per year[…]+12.6%

Worst drop · 1Y−9.5%−23.5%

Volatility · 1Y13.3%24.6%

3–1measures won
CTIF first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: CTIF, USOI, SCHD

Today

11.8%most shared, CTIF and SCHD

CTIFUSOISCHD

CTIF—[…]11.8%

USOI[…]—[…]

SCHD11.8%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$6,026most kept, USOI

USOI$6,111 − $85 = $6,026

CTIF$479 − $45 = $434

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee