CWI vs EFA

ACWI

BEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,197VEA · CWI $14,934

Lowest cost0.03%VEA · $3 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common59.0%CWI and EFA

CWI

EFA

State Street SPDR MSCI ACWI ex-US ETF · $2.8BiShares MSCI EAFE ETF · $75.5B

+19.8%3 years · per year$17,182 · $16,576+18.3%

+8.4%5 years · per year$14,934 · $14,818+8.2%

0.30%Expense ratio$30 · $32 on $10k · lower wins0.32%

2.84%12-mo yield$284 · $330 on $10k3.30%

−11.5%Worst dropSmaller wins−11.4%

17.9%VolatilityLower wins16.3%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCWI · EFA

1.6%ASML.AS2.5%

1.0%ROP.SW1.6%

0.9%HSBA.L1.4%

0.8%NOVN.SW1.4%

Held in common59.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−0.1%	+8.3%	+11.9%	+19.8%	+8.4%	−11.5%	$2.8B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−0.1%	+8.3%	+11.9%	+19.8%	+8.4%	−11.5%	$2.8B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CWI vs EFA

CWI

SPDR MSCI ACWI ex-US

$14,934

EFA

iShares MSCI EAFE

$14,818

MeasureCWIEFA

Fee0.30%0.32%

Cost on $10k a year$30$32

Yield2.84%3.30%

5 years, per year+8.4%+8.2%

3 years, per year+19.8%+18.3%

Worst drop · 1Y−11.5%−11.4%

Volatility · 1Y17.9%16.3%

3–3measures won
level

59.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CWI, EFA, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

CWIEFAVXUSVEA

CWI—59.0%61.6%62.2%

EFA59.0%—45.8%63.2%

VXUS61.6%45.8%—65.3%

VEA62.2%63.2%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

CWI$284 − $30 = $254

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee