CWI vs FNDF

ACWI

BFNDF

Measures won0–6FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common51.9%CWI and FNDF

CWI

FNDF

State Street SPDR MSCI ACWI ex-US ETF · $2.8BSchwab Fundamental International Large Company Index ETF · $25.9B

+20.2%3 years · per year$17,366 · $19,830+25.6%

+8.2%5 years · per year$14,819 · $19,326+14.1%

0.30%Expense ratio$30 · $25 on $10k · lower wins0.25%

2.84%12-mo yield$284 · $299 on $10k2.99%

−11.5%Worst dropSmaller wins−10.6%

18.0%VolatilityLower wins16.4%

0–6FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCWI · FNDF

1.0%ROP.SW1.0%

0.9%HSBA.L1.0%

0.8%SHEL.L2.9%

0.8%NOVN.SW0.7%

Held in common51.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.8B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.8B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CWI vs FNDF

CWI

SPDR MSCI ACWI ex-US

$14,819

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureCWIFNDF

Fee0.30%0.25%

Cost on $10k a year$30$25

Yield2.84%2.99%

5 years, per year+8.2%+14.1%

3 years, per year+20.2%+25.6%

Worst drop · 1Y−11.5%−10.6%

Volatility · 1Y18.0%16.4%

6–0measures won
FNDF first

51.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: CWI, FNDF, VEA, VXUS

Today

62.5%most shared, CWI and VEA

CWIFNDFVEAVXUS

CWI—51.9%62.5%2.6%

FNDF51.9%—60.4%7.1%

VEA62.5%60.4%—8.4%

VXUS2.6%7.1%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

CWI$284 − $30 = $254

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee