CWI vs FNDF

ACWI

BFNDF

Measures won0–6FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · CWI $14,934

Lowest cost0.05%VXUS · $5 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common52.1%CWI and FNDF

CWI

FNDF

State Street SPDR MSCI ACWI ex-US ETF · $2.9BSchwab Fundamental International Large Company Index ETF · $25.2B

+19.8%3 years · per year$17,182 · $18,863+23.6%

+8.4%5 years · per year$14,934 · $18,637+13.3%

0.30%Expense ratio$30 · $25 on $10k · lower wins0.25%

2.84%12-mo yield$284 · $310 on $10k3.10%

−11.5%Worst dropSmaller wins−10.6%

17.9%VolatilityLower wins16.6%

0–6FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCWI · FNDF

1.0%ROP.SW1.0%

0.9%HSBA.L1.0%

0.8%SHEL.L2.9%

0.8%NOVN.SW0.7%

Held in common52.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−0.1%	+8.3%	+11.9%	+19.8%	+8.4%	−11.5%	$2.9B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−0.1%	+8.3%	+11.9%	+19.8%	+8.4%	−11.5%	$2.9B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CWI vs FNDF

CWI

SPDR MSCI ACWI ex-US

$14,934

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureCWIFNDF

Fee0.30%0.25%

Cost on $10k a year$30$25

Yield2.84%3.10%

5 years, per year+8.4%+13.3%

3 years, per year+19.8%+23.6%

Worst drop · 1Y−11.5%−10.6%

Volatility · 1Y17.9%16.6%

6–0measures won
FNDF first

52.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: CWI, FNDF, VXUS, IEMG

Today

61.6%most shared, CWI and VXUS

CWIFNDFVXUSIEMG

CWI—52.1%61.6%20.2%

FNDF52.1%—47.3%5.9%

VXUS61.6%47.3%—24.8%

IEMG20.2%5.9%24.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

CWI$284 − $30 = $254

VXUS$245 − $5 = $240

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee