CWI vs IEFA

ACWI

BIEFA

Measures won2–3IEFA wins · of 6 · 5Y

$10,000 · 5Y$14,819CWI · IEFA $14,620

Lowest cost0.07%IEFA · $7 on $10k

Most income3.44%IEFA · $344 on $10k

Smallest drop−11.5%CWI · worst fall in 1Y

Held in common57.8%CWI and IEFA

CWI

IEFA

State Street SPDR MSCI ACWI ex-US ETF · $2.8BiShares Core MSCI EAFE ETF · $193B

+20.2%3 years · per year$17,366 · $16,931+19.2%

+8.2%5 years · per year$14,819 · $14,620+7.9%

0.30%Expense ratio$30 · $7 on $10k · lower wins0.07%

2.84%12-mo yield$284 · $344 on $10k3.44%

−11.5%Worst dropSmaller wins−11.5%

18.0%VolatilityLower wins16.2%

2–3IEFA wins

$10,000 · 5 yearsOne scale

Shared top holdingsCWI · IEFA

1.7%ASML.AS2.3%

1.0%ROP.SW1.4%

0.9%HSBA.L1.2%

0.8%NOVN.SW1.2%

Held in common57.8%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk		0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.8B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk		0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk		0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.8B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk		0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CWI vs IEFA

CWI

SPDR MSCI ACWI ex-US

$14,819

IEFA

iShares Core MSCI EAFE

$14,620

MeasureCWIIEFA

Fee0.30%0.07%

Cost on $10k a year$30$7

Yield2.84%3.44%

5 years, per year+8.2%+7.9%

3 years, per year+20.2%+19.2%

Worst drop · 1Y−11.5%−11.5%

Volatility · 1Y18.0%16.2%

3–2measures won
IEFA first

57.8%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: CWI, IEFA

Today

57.8%most shared, CWI and IEFA

CWIIEFA

CWI—57.8%

IEFA57.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

CWI$284 − $30 = $254

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee