CWI vs SCHF

ACWI

BSCHF

Measures won1–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · SCHF $15,685

Lowest cost0.03%SCHF · $3 on $10k

Most income3.10%SCHF · $311 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common67.0%CWI and SCHF

CWI

SCHF

State Street SPDR MSCI ACWI ex-US ETF · $2.8BSchwab International Equity ETF · $67.0B

+20.1%3 years · per year$17,304 · $17,539+20.6%

+8.7%5 years · per year$15,184 · $15,685+9.4%

0.30%Expense ratio$30 · $3 on $10k · lower wins0.03%

2.76%12-mo yield$276 · $311 on $10k3.10%

−11.5%Worst dropSmaller wins−11.5%

18.1%VolatilityLower wins18.4%

1–4SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCWI · SCHF

1.6%ASML.AS2.0%

1.3%000660.KS1.7%

1.0%ROP.SW1.2%

0.9%RY.TO1.0%

Held in common67.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$67.0B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.76%	+2.8%	+11.3%	+15.2%	+20.1%	+8.7%	−11.5%	$2.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$67.0B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.76%	+2.8%	+11.3%	+15.2%	+20.1%	+8.7%	−11.5%	$2.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CWI vs SCHF

CWI

SPDR MSCI ACWI ex-US

$15,184

SCHF

Schwab International Equity

$15,685

MeasureCWISCHF

Fee0.30%0.03%

Cost on $10k a year$30$3

Yield2.76%3.10%

5 years, per year+8.7%+9.4%

3 years, per year+20.1%+20.6%

Worst drop · 1Y−11.5%−11.5%

Volatility · 1Y18.1%18.4%

4–1measures won
SCHF first

67.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: CWI, SCHF, VEA, VT

Today

83.9%most shared, SCHF and VEA

CWISCHFVEAVT

CWI—67.0%62.1%24.9%

SCHF67.0%—83.9%22.6%

VEA62.1%83.9%—23.3%

VT24.9%22.6%23.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

CWI$276 − $30 = $246

VEA$244 − $3 = $241

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee