CWI vs SCHF

ACWI

BSCHF

Measures won1–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,351SCHF · VEA $15,147

Lowest cost0.03%SCHF · $3 on $10k

Most income3.18%SCHF · $318 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common67.0%CWI and SCHF

CWI

SCHF

State Street SPDR MSCI ACWI ex-US ETF · $2.9BSchwab International Equity ETF · $67.8B

+20.2%3 years · per year$17,366 · $17,665+20.9%

+8.2%5 years · per year$14,819 · $15,351+8.9%

0.30%Expense ratio$30 · $3 on $10k · lower wins0.03%

2.84%12-mo yield$284 · $318 on $10k3.18%

−11.5%Worst dropSmaller wins−11.5%

18.0%VolatilityLower wins18.2%

1–4SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsCWI · SCHF

1.7%ASML.AS2.0%

1.6%000660.KS2.1%

1.0%ROP.SW1.2%

0.9%RY.TO1.0%

Held in common67.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.9B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ACWI	State Street SPDR MSCI ACWI ex-US ETFRead Desk	0.30%	2.84%	−3.5%	+8.4%	+12.7%	+20.2%	+8.2%	−11.5%	$2.9B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CWI vs SCHF

CWI

SPDR MSCI ACWI ex-US

$14,819

SCHF

Schwab International Equity

$15,351

MeasureCWISCHF

Fee0.30%0.03%

Cost on $10k a year$30$3

Yield2.84%3.18%

5 years, per year+8.2%+8.9%

3 years, per year+20.2%+20.9%

Worst drop · 1Y−11.5%−11.5%

Volatility · 1Y18.0%18.2%

4–1measures won
SCHF first

67.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: CWI, SCHF, VXUS, VEA

Today

85.2%most shared, SCHF and VEA

CWISCHFVXUSVEA

CWI—67.0%2.6%62.5%

SCHF67.0%—6.3%85.2%

VXUS2.6%6.3%—8.4%

VEA62.5%85.2%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

CWI$284 − $30 = $254

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee