DARP vs SPY
5Y+28.1%3 years · per year$21,041 · $18,174+22.0%
[…]5 years · per year[…] · $17,099+11.3%
0.75%Expense ratio$75 · $9 on $10k · lower wins0.09%
0.41%12-mo yield$41 · $103 on $10k1.03%
−20.3%Worst dropSmaller wins−8.9%
28.3%VolatilityLower wins13.6%
1–4SPY wins
$10,000 · 5 yearsOne scale
Shared top holdingsDARP · SPY
8.8%NVDA7.3%
4.7%AAPL7.7%
8.9%AMZN3.9%
2.8%MSFT6.2%
Held in common29.2%
End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two