DARP vs SPY

ADARP

BSPY

Measures won1–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common29.3%DARP and SPY

DARP

SPY

Tidal Trust II Grizzle Growth ETF · $27MState Street SPDR S&P 500 ETF · $819B

+28.0%3 years · per year$20,961 · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.75%Expense ratio$75 · $9 on $10k · lower wins0.09%

0.40%12-mo yield$40 · $103 on $10k1.03%

−20.3%Worst dropSmaller wins−8.9%

28.4%VolatilityLower wins13.6%

1–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDARP · SPY

8.5%NVDA6.9%

5.0%AAPL7.9%

9.3%AMZN4.0%

2.9%MSFT6.3%

Held in common29.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ADARP	Tidal Trust II Grizzle Growth ETFRead Desk	0.75%	0.40%	+1.6%	+8.6%	+11.0%	+28.0%	new	−20.3%	$27M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ADARP	Tidal Trust II Grizzle Growth ETFRead Desk	0.75%	0.40%	+1.6%	+8.6%	+11.0%	+28.0%	new	−20.3%	$27M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DARP vs SPY

DARP

Tidal Trust II Grizzle Growth

[…]

SPY

SPDR S&P 500

$17,118

MeasureDARPSPY

Fee0.75%0.09%

Cost on $10k a year$75$9

Yield0.40%1.03%

5 years, per year[…]+11.3%

3 years, per year+28.0%+21.7%

Worst drop · 1Y−20.3%−8.9%

Volatility · 1Y28.4%13.6%

4–1measures won
SPY first

29.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DARP, SPY, IVV

Today

99.9%most shared, SPY and IVV

DARPSPYIVV

DARP—29.3%29.4%

SPY29.3%—99.9%

IVV29.4%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

DARP$40 − $75 = −$35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee