DBEM vs SCHD

ADBEM

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%DBEM and SCHD

DBEM

SCHD

Xtrackers MSCI Emerging Markets Hedged Equity ETF · $100MSchwab U.S. Dividend Equity ETF · $120B

+20.4%3 years · per year$17,464 · $17,266+20.0%

+7.6%5 years · per year$14,416 · $16,267+10.2%

0.66%Expense ratio$66 · $6 on $10k · lower wins0.06%

2.36%12-mo yield$236 · $300 on $10k3.00%

−19.3%Worst dropSmaller wins−6.9%

24.0%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDBEM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	ADBEM	Xtrackers MSCI Emerging Markets Hedged Equity ETFRead Desk	0.66%	2.36%	+2.5%	+11.6%	+12.2%	+20.4%	+7.6%	−19.3%	$100M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	ADBEM	Xtrackers MSCI Emerging Markets Hedged Equity ETFRead Desk	0.66%	2.36%	+2.5%	+11.6%	+12.2%	+20.4%	+7.6%	−19.3%	$100M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DBEM vs SCHD

DBEM

Xtrackers MSCI Emerging Markets Hedged Equity

$14,416

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureDBEMSCHD

Fee0.66%0.06%

Cost on $10k a year$66$6

Yield2.36%3.00%

5 years, per year+7.6%+10.2%

3 years, per year+20.4%+20.0%

Worst drop · 1Y−19.3%−6.9%

Volatility · 1Y24.0%11.7%

5–1measures won
SCHD first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

Overlap: DBEM, SCHD, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

DBEMSCHDVXUSVEA

DBEM—0.0%24.0%8.9%

SCHD0.0%—0.0%0.0%

VXUS24.0%0.0%—65.3%

VEA8.9%0.0%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

DBEM$236 − $66 = $170

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee