DCOR vs HAPI

ADCOR

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,865VTV · IJR $13,254

Lowest cost0.03%VTV · $3 on $10k

Most income1.83%VTV · $183 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common44.0%DCOR and HAPI

DCOR

HAPI

U.S. Core Equity 1 Portfolio ETF Class Shares · $43.9BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $483M

+21.6%3 years · per year$17,978 · $18,105+21.9%

[…]5 years · per year[…]

0.17%Expense ratio$17 · $35 on $10k · lower wins0.35%

0.91%12-mo yield$91 · $78 on $10k0.78%

−8.3%Worst dropSmaller wins−8.1%

13.0%VolatilityLower wins12.9%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDCOR · HAPI

6.1%AAPL6.2%

5.2%NVDA4.7%

4.6%MSFT6.1%

2.8%AMZN6.0%

Held in common44.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.83%	+2.0%	+20.9%	+25.4%	+21.0%	+12.3%	−6.4%	$184.2B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$103.8B
3	ADCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.91%	+2.4%	+14.1%	+17.3%	+21.6%	new	−8.3%	$43.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.83%	+2.0%	+20.9%	+25.4%	+21.0%	+12.3%	−6.4%	$184.2B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$103.8B
3	ADCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.91%	+2.4%	+14.1%	+17.3%	+21.6%	new	−8.3%	$43.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DCOR vs HAPI

DCOR

U.S. Core Equity 1 Portfolio ETF Class Shares

[…]

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDCORHAPI

Fee0.17%0.35%

Cost on $10k a year$17$35

Yield0.91%0.78%

5 years, per year[…][…]

3 years, per year+21.6%+21.9%

Worst drop · 1Y−8.3%−8.1%

Volatility · 1Y13.0%12.9%

3–2measures won
HAPI first

44.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.4B

1–0VTV wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: DCOR, HAPI, IJR, VTV

Today

44.0%most shared, DCOR and HAPI

DCORHAPIIJRVTV

DCOR—44.0%4.5%41.7%

HAPI44.0%—0.1%35.5%

IJR4.5%0.1%—0.0%

VTV41.7%35.5%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

IJR$121 − $6 = $115

DCOR$91 − $17 = $74

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee