DCOR vs HAPI

ADCOR

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,626VTV · VO $13,616

Lowest cost0.03%VTV · $3 on $10k

Most income1.86%VTV · $186 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common43.9%DCOR and HAPI

DCOR

HAPI

U.S. Core Equity 1 Portfolio ETF Class Shares · $45.6BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+21.7%3 years · per year$18,033 · $18,219+22.1%

[…]5 years · per year[…]

0.17%Expense ratio$17 · $35 on $10k · lower wins0.35%

0.93%12-mo yield$93 · $80 on $10k0.80%

−8.3%Worst dropSmaller wins−8.1%

12.9%VolatilityLower wins12.8%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDCOR · HAPI

6.0%AAPL6.1%

5.4%NVDA4.9%

4.6%MSFT6.2%

2.8%AMZN5.9%

Held in common43.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	ADCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.93%	−4.0%	+11.3%	+13.9%	+21.7%	new	−8.3%	$45.6B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	ADCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.93%	−4.0%	+11.3%	+13.9%	+21.7%	new	−8.3%	$45.6B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DCOR vs HAPI

DCOR

U.S. Core Equity 1 Portfolio ETF Class Shares

[…]

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDCORHAPI

Fee0.17%0.35%

Cost on $10k a year$17$35

Yield0.93%0.80%

5 years, per year[…][…]

3 years, per year+21.7%+22.1%

Worst drop · 1Y−8.3%−8.1%

Volatility · 1Y12.9%12.8%

3–2measures won
HAPI first

43.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.9B

2–0VTV wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DCOR, HAPI, VTV, VO

Today

43.9%most shared, DCOR and HAPI

DCORHAPIVTVVO

DCOR—43.9%41.5%18.4%

HAPI43.9%—35.3%13.5%

VTV41.5%35.3%—28.5%

VO18.4%13.5%28.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

VO$139 − $3 = $136

DCOR$93 − $17 = $76

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee