DCOR vs HAPI

ADCOR

BHAPI

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,153VUG · IJR $13,920

Lowest cost0.03%VUG · $3 on $10k

Most income1.20%IJR · $120 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common43.5%DCOR and HAPI

DCOR

HAPI

U.S. Core Equity 1 Portfolio ETF Class Shares · $45.6BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+23.6%3 years · per year$18,904 · $19,002+23.9%

[…]5 years · per year[…]

0.17%Expense ratio$17 · $35 on $10k · lower wins0.35%

0.89%12-mo yield$89 · $77 on $10k0.77%

−8.3%Worst dropSmaller wins−8.1%

12.2%VolatilityLower wins12.2%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDCOR · HAPI

5.8%AAPL5.9%

5.7%NVDA5.1%

4.4%MSFT5.9%

2.7%AMZN5.7%

Held in common43.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
3	ADCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.89%	+1.4%	+15.9%	+17.4%	+23.6%	new	−8.3%	$45.6B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
3	ADCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.89%	+1.4%	+15.9%	+17.4%	+23.6%	new	−8.3%	$45.6B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DCOR vs HAPI

DCOR

U.S. Core Equity 1 Portfolio ETF Class Shares

[…]

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDCORHAPI

Fee0.17%0.35%

Cost on $10k a year$17$35

Yield0.89%0.77%

5 years, per year[…][…]

3 years, per year+23.6%+23.9%

Worst drop · 1Y−8.3%−8.1%

Volatility · 1Y12.2%12.2%

2–2measures won
level

43.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: DCOR, HAPI, VUG, IJR

Today

43.7%most shared, HAPI and VUG

DCORHAPIVUGIJR

DCOR—43.5%38.3%4.5%

HAPI43.5%—43.7%0.1%

VUG38.3%43.7%—0.0%

IJR4.5%0.1%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$114most kept, IJR

IJR$120 − $6 = $114

DCOR$89 − $17 = $72

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee