DECT vs VTI

ADECT

BVTI

Measures won2–3VTI wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV · VTI $17,257

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−6.1%DECT · worst fall in 1Y

Held in common[…]DECT and VTI

DECT

VTI

AllianzIM U.S. Equity Buffer10 Dec ETF · $38MVanguard Morningstar Total Stock Market ETF · $689B

+16.8%3 years · per year$15,949 · $19,059+24.0%

[…]5 years · per year[…] · $17,257+11.5%

0.74%Expense ratio$74 · $3 on $10k · lower wins0.03%

0.00%12-mo yield$0 · $105 on $10k1.05%

−6.1%Worst dropSmaller wins−8.9%

9.0%VolatilityLower wins13.1%

2–3VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDECT · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	ADECT	AllianzIM U.S. Equity Buffer10 Dec ETFRead Desk	0.74%	0.00%	+1.4%	+10.7%	+12.4%	+16.8%	new	−6.1%	$38M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	ADECT	AllianzIM U.S. Equity Buffer10 Dec ETFRead Desk	0.74%	0.00%	+1.4%	+10.7%	+12.4%	+16.8%	new	−6.1%	$38M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DECT vs VTI

DECT

AllianzIM U.S. Equity Buffer10 Dec

[…]

VTI

Vanguard Morningstar Total Stock Market

$17,257

MeasureDECTVTI

Fee0.74%0.03%

Cost on $10k a year$74$3

Yield0.00%1.05%

5 years, per year[…]+11.5%

3 years, per year+16.8%+24.0%

Worst drop · 1Y−6.1%−8.9%

Volatility · 1Y9.0%13.1%

3–2measures won
VTI first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: DECT, VTI, IVV

Today

86.9%most shared, VTI and IVV

DECTVTIIVV

DECT—[…][…]

VTI[…]—86.9%

IVV[…]86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

VTI$105 − $3 = $102

DECT$0 − $74 = −$74

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee