DECT vs VYM

ADECT

BVYM

Measures won2–3VYM wins · of 6 · 5Y

$10,000 · 5Y$17,002VYM · SCHD $16,375

Lowest cost0.04%VYM · $4 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.1%DECT · worst fall in 1Y

Held in common[…]DECT and VYM

DECT

VYM

AllianzIM U.S. Equity Buffer10 Dec ETF · $38MVanguard High Dividend Yield ETF · $78.9B

+15.2%3 years · per year$15,270 · $17,266+20.0%

[…]5 years · per year[…] · $17,002+11.2%

0.74%Expense ratio$74 · $4 on $10k · lower wins0.04%

0.00%12-mo yield$0 · $230 on $10k2.30%

−6.1%Worst dropSmaller wins−6.7%

9.8%VolatilityLower wins10.6%

2–3VYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDECT · VYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.30%	−3.3%	+13.3%	+17.7%	+20.0%	+11.2%	−6.7%	$78.9B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	ADECT	AllianzIM U.S. Equity Buffer10 Dec ETFRead Desk	0.74%	0.00%	−3.9%	+6.4%	+8.8%	+15.2%	new	−6.1%	$38M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.30%	−3.3%	+13.3%	+17.7%	+20.0%	+11.2%	−6.7%	$78.9B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	ADECT	AllianzIM U.S. Equity Buffer10 Dec ETFRead Desk	0.74%	0.00%	−3.9%	+6.4%	+8.8%	+15.2%	new	−6.1%	$38M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DECT vs VYM

DECT

AllianzIM U.S. Equity Buffer10 Dec

[…]

VYM

Vanguard High Dividend Yield

$17,002

MeasureDECTVYM

Fee0.74%0.04%

Cost on $10k a year$74$4

Yield0.00%2.30%

5 years, per year[…]+11.2%

3 years, per year+15.2%+20.0%

Worst drop · 1Y−6.1%−6.7%

Volatility · 1Y9.8%10.6%

3–2measures won
VYM first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: DECT, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

DECTVYMSCHD

DECT—[…][…]

VYM[…]—21.9%

SCHD[…]21.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

VYM$230 − $4 = $226

DECT$0 − $74 = −$74

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee